Loan Insurance

A vehicle is a huge investment that you will likely have for a long period of time. Protect your investment with affordable GAP Insurance and Extended Warranty from Western Sun.

GAP Insurance

If your vehicle is stolen or accidentally damaged beyond repair, most standard auto policies only cover the actual cash value minus the deductible. Unfortunately you will remain financially liable for the difference between what your insurance says your vehicle is worth and how much you still owe on the loan. That means you could owe thousands of dollars on a vehicle you no longer have!

GAP protection covers the financial GAP between the actual cash value of your vehicle and the payoff amount of your loan in the event of a total loss. It may also help with your out of pocket deductible, up to $1,000.* GAP insurance is only $399 no matter what you purchase which, if you compare to dealership prices, is a lot cheaper!

Ask about GAP insurance with Western Sun when you finance your vehicle, motorcycle or boat with us.

*Deductible benefits subject to the maximum limit set forth in your GAP Waiver Addendum. Deductible reimbursements benefits are only applicable in the event a GAP Amount is waived under the GAP Waiver Addendum.

Extended Warranty

Even the most reliable vehicle can develop mechanical problems. Enjoy the peace of mind that a warranty provides, without having to purchase an expensive warranty through a dealership. There are three (3) different choices depending on the coverage that you are looking to purchase. You DO NOT have to have your vehicle financed at Western Sun to purchase a warranty. Call any of our branch locations to compare the cost between warranty options offered at the dealership and ours. We think you will find them pretty comparable and much more affordable!

Home and Auto Insurance

Western Sun has chosen to make the MEMBERS Auto & Homeowners Insurance Program available to you. Credit union members save an average of $586.00** a year on auto insurance! Some members save even more…there are several discounts that you could qualify for which will be applied.

Plus, both auto and home insurance programs provide dependable 24/7 claims service.

PLEASE NOTE: this insurance product is NOT an insured deposit product, therefore it is NOT Federally Insured by the NCUA like your deposit products.

**Savings validated by 2019 countrywide survey of participating new customers who switched to Liberty Mutual. Individual premiums and savings will vary depending on your insurance carrier and coverages and limits purchased.

TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.