Checking Accounts
Checking Accounts
| Checking Account1 | Dividend Rate | APY* |
|---|---|---|
| Basic Checking | .10% | .10% |
| Kasasa Cash5 | Dividend Rate | APY* |
|---|---|---|
| On balances up to $25,000 | 2.23% | 2.25% |
| On balances over $25,000 | .20% | .20% |
| All balances if qualifications not met | .05% | .05% |
| Kasasa Cash Back3 | Details | Monthly Fee |
|---|---|---|
| Earn 3.00% Cash Back (up to $12) on debit card purchases each month | Cash back earned on monthly purchases plus ATM withdrawal fees refunded up to $25 when monthly qualifications are met | Free |
*APY = Annual Percentage Yield. Rates subject to change weekly.
1 Share Draft (Checking) rates declared by board on 11/21/2024 for December, effective 12/01/2024, payable 12/31/2024. Checking Account dividends are paid monthly on a minimum $500 daily ending balance. Fresh Start Checking Account does not receive dividends. Fees incurred on a Money Market or Checking account may reduce the earnings on the account.
2 Kasasa Cash Qualifications – Complete the following transactions and activities each monthly qualification cycle: have at least 12 debit card purchases post and settle, have at least one direct deposit or an ACH credit/debit, and be enrolled in and agreed to receive e-statements rather than paper statements. Rates on this account are variable and may change. Click HERE to view monthly qualification cycles.
3 Kasasa Cash Back Qualifications – Complete the following transactions and activities each monthly qualification cycle: have at least 12 debit card purchases post and settle, have at least one direct deposit or an ACH credit/debit, and be enrolled in and agreed to receive e-statements rather than paper statements. No dividends are paid on this account; you may qualify for the cash back and ATM fee reimbursement if you meet all of the above requirements during the monthly qualifications cycle. Click HERE to view monthly qualification cycles.